Loans & Visa   Apply for a Loan Online       View Current Loan Rates LOANS   The Credit Union makes its funds available to credit worthy members through thoughtful consideration of each application. Approval takes into consideration the individual's credit experience, length of employment, the purpose of the loan, and the ability to repay. We offer many competitive and convenient programs. New and Used Auto Home Improvement Boat and RV Vacation Motorcycle Power Sport Vehicles Home Equity Closed End Line of Credit Share Secured Unsecured 1st Mortgage Program There are no fees for applying for a loan at your credit union! Our friendly, professional loan officers will process your loan application quickly and efficiently. We can often let you know the result of your application the very same day you apply in some cases.  There are never any pre-payment penalties, so you can pay off your loan when you see fit. DECEMBER SKIP-A-PAYMENT Gifts are meant to be FREE, not something you have to pay for! Is your financial institution giving you the "gift" of skipping your December loan payment but charging you to do so? Here at Metro Shores Credit Union, you have the option of skipping your payment for FREE! It's our gift to you this Holiday. Come into any of our branches for more details. CLASSIC AND PLATINUM VISA   ACCEPTED WORLDWIDE! Both of our VISA cards are accepted worldwide at thousands of locations as a means of purchase. Why pay high rates of interest for other cards? Our VISA rates are much lower than those offered by national card issuers, and have these great features: A low 11.88% fixed rate of interest for the Classic Visa. (Many others charge as much as 18% to 21%) A low 8.88 % fixed rate of interest for the Platinum Visa. 25 day grace period. Take up to 25 days after billing to pay your full balance before incurring any interest on purchases. No annual fee. Many others have annual fees as much as $60.00. Cash Advances. Get cash at any financial institution displaying the VISA logo. 24 hour access through an ATM. Payments can be made at the credit union.   Metro Shores Credit Union 2360 West Jefferson Trenton, Michigan 48183 (734) 676-8666 Fax: (734) 676-5759 info@metroshores.org